Dental Plans

Dental Plans give employers a cost-effective way to increase the value of their benefits program. Employees think of dental coverage as an important benefit. You can use it as a tool to recruit and retain good, skilled workers.
Dental Plan rates are currently guaranteed until January 1, 2024.

Dental Plans Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6
In Network & Out of Network
Calendar Year Deductible:

Individual
Family


$50
x 3


$50
x 3


$50
x 3


$75
x 3


$50
x 3


$25          $50
x 3            x 3
Maximum Benefit:

Per Insured,
Per Calendar Year


$10,000


$1,000


$1,000


$750


$750


$1,000
Preventive Care:

Oral Exams, Routine Teeth
Cleaning, Fluoride Treatments,
X-Rays


100%
no deductible


100%
no deductible


100%
no deductible


100%
no deductible


100%*


100%                      80%
no deductible          no deductible
Basic Care:

Basic Fillings, Repair of
Bridge and Dentures,
Recementing of Crowns and 
Bridges, Simple Extractions
Periodical Therapy


80%*


80%*


80%*


70%*


50%*


90%                      70%
        
Major Care:

Oral Exams, Routine Teeth
Cleaning, Fluoride Treatments,
X-Rays


50%*


50%*


50%*


50%*


N / A


60%*                     40%*
Orthodontic Services:
 ( For Children and Adults )

Exams, Cephalometric
Film, Orthodontic,
Appliance

Lifetime Orthodontia
Benefit: Per Insured



50%*



$2,000






50%*



$1,000






N / A



50%*



$750






N / A



N / A                        N / A

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The ABC Insurance Trust is an ERISA Trust serving members of Associated Builders and Contractors, Inc. The Trust is an independent entity, governed by a Board of Trustees.