Short-term Disability

Short Term Disability Insurance

Short Term disability insurance protects your employees in the event of a injury or illness. Choose the plan design that fits your company best:

  • Fixed Schedule -- Select the same benefit payment for all employees of $200 to $1,500 a week.
  • Earnings Schedule -- Benefits based on 60% of an employee's weekly income, with payments as high as $1,500 a week for qualifying incomes.

Benefits are paid during the period an employee is disabled due to a non-occupational accident or sickness. Payments begin the first day, if the disability is due to an accident, or the eighth day, if the disability is due to sickness -- and are payable for up to 13 or 26 weeks.